Best Business Credit Cards
JimMy friend Matt started a business and wanted to know what the best business credit card was. I’ll list what I consider the best options below but in general here’s what I look for: No annual fee: If...
View ArticleThe Cost of Filing for Bankruptcy
JimThis morning I wrote about the different types of individual bankruptcy but I didn’t discuss how much they cost. Yep, even if you don’t have any money left and want to file for bankruptcy, there are...
View ArticleWhat is the Average Credit Score?
JimHave you ever been curious what the average credit score is? We know that the FICO credit score range goes from 300 to 850 with a good credit score being up above 750, but what is the average credit...
View ArticleHow to Increase Your Credit Limit
JimIf a recent Your Take post on credit card credit limits is any indication, there’s no secret to getting a higher credit limit on your card. I thought I was high with a near $70,000 credit limit but...
View ArticleAmerican Express Credit Card Limit Increase Tutorial
JimRegularly requesting credit limit increases, if done correctly, can increase your credit score and mitigate the effects of canceling credit cards. This post will explain how to navigate the menus of...
View ArticleWhat Is A Good Credit Score?
JimEver wonder what a good credit score is? Of course, we all do. It’s one of the most important numbers in our adult life, whether you agree with it or not. You can check your score at a variety of...
View ArticleHow to Remove Unauthorized Hard Inquiries
JimReader Christine recently left a comment on the What is a good credit score? post in which she asked how she could get unauthorized hard inquiries removed. For her particular case, it’s likely that...
View Article5 Credit Cards to Avoid at All Costs
Miranda MarquitIt’s true: There are some ways that credit cards can help you. With proper planning, you can get a credit card that provides you with free merchandise, travel discounts and cash back....
View ArticleIs Credit Karma a Scam?
JimYou know the old maxim – if it sounds too good to be true, it probably is. Does Credit Karma sound too good to be true? You can see your TransUnion credit score for free? You can get absolutely free...
View ArticleYour Take: Ever Play Credit Card Roulette?
JimSo, I have a few friends who like to gamble (did my Super Bowl betting post about my friend who won $1500 on the Giants’ safety give that away) but, surprisingly, that hasn’t translated into many...
View ArticlePros and Cons of Credit Cards
Miranda MarquitCredit cards are the prevalent form of payment in our country. However, in spite of their convenience, there are some drawbacks to credit cards. While some contend that credit cards are...
View ArticleCredit Sesame’s New iPhone App Review
Miranda MarquitBy now, you are probably aware of how important your credit score is to your financial future. Knowing your credit score, and keeping up with your credit situation can help you save...
View ArticleCredit Karma iPhone Mobile App Review
JimCredit Karma recently released a free Credit Karma iPhone app that lets you monitor your credit anytime you want. It was released today I think and, as is the case with everything I’ve seen from...
View ArticleHow to get money back from a friend
Kristin WongEver loaned money to a friend? If so, then you’ve probably experienced some level of awkwardness, which usually kicks in when it comes to asking for your money back. Last year, researchers...
View ArticleRent-to-own sucks and you should never, ever do it
Claes BellThere’s no disputing the appeal of buy now, pay later. I myself can attest to the temptation to get the latest and greatest without having to bother with figuring out where the money will...
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